Insurance Insights Blog

Expert tips, guides, and updates from Ransom & Associates Insurance Agency. Serving GA, KY, TX, NC, SC, ID, OH, IN & AZ.

Auto Insurance· Apr 23, 2026

Understanding Auto Insurance Requirements in Georgia & Kentucky

Every driver in Georgia and Kentucky must carry minimum liability insurance. Here's what you need to know about state requirements and why more coverage is often better.

Home Insurance· Apr 23, 2026

5 Reasons Your Home Insurance Claim Might Be Denied

Understanding why home insurance claims get denied can help you avoid costly surprises. Here are the top 5 reasons and how to protect yourself.

Commercial Insurance· Apr 23, 2026

Do I Need Commercial Insurance for My Home-Based Business in Kentucky?

Many Kentucky entrepreneurs assume their homeowners policy covers their home-based business. It usually doesn't. Here's what you need to know.

Recreational Insurance· Apr 23, 2026

Boat Insurance in Georgia: What's Covered and What's Not

Georgia has over 400,000 registered watercraft. If you own a boat, here's what you need to know about boat insurance coverage in the Peach State.

Bonds· Apr 23, 2026

What Is a Surety Bond and Does Your Kentucky Business Need One?

Surety bonds are required for many licensed contractors and businesses in Kentucky. Here's a plain-English explanation of what they are and how to get one.

General Tips· Apr 23, 2026

Independent vs. Captive Insurance Agent: Why It Matters for You

When shopping for insurance, the type of agent you work with makes a big difference. Here's why working with an independent agent like Ransom & Associates is usually the better choice.